SUMMARY
Ensure smooth travels with these holiday traveling tips. From setting price alerts to packing smart, these steps will minimize stress so you can maximize holiday cheer.
Your Financial Life
4 minute read time
Ensure smooth travels with these holiday traveling tips. From setting price alerts to packing smart, these steps will minimize stress so you can maximize holiday cheer.
Traveling during the holidays can be exciting but it can also present unique challenges that you won’t encounter during other times of the year. To ensure your holiday travel is as smooth and enjoyable as possible, we've compiled a comprehensive guide so you can get to your destination stress-free:
With high demand comes high flight costs. Stay ahead of the price surge by turning on price alerts to find the best deal. To create a price alert, simply enter your desired destination and travel dates, then set your preferred price range. Once the price drops to your specified range or if there's a significant price change, you'll receive an email or push notification. This way, you won't have to constantly check prices manually and you can book your trip at the best possible rate.
Pro tip: Being flexible with your travel dates can increase your chances of finding even better deals.
Using credit card points to book your travels can be an easy way to stay within your holiday budget. Start by understanding your points balance and their value across different loyalty programs, such as airline miles, hotel points or credit card rewards. When you're ready to book, log into your account to search for available rewards. Remember to factor in any fees that may apply. By strategically booking with points, you can enjoy free or discounted flights, upgrades and hotel stays, making your holiday travels even more relaxing.
When preparing for your holiday trip, it's essential to pack strategically. To ensure the safety of special items, pack gifts in your carry-on luggage, keeping them within sight and avoiding potential damage or loss during your travels. We also recommend securing your bags with TSA-approved luggage locks to deter theft and prevent accidental openings. Lastly, you should distribute emergency funds throughout different pockets and compartments in your luggage after arriving at the hotel. This way, you'll have a financial backup plan in case of unexpected events or if you misplace your wallet.
While traveling during the holidays, it's crucial to protect your finances from fraud. Start by using secure ATMs and keeping your cards safe to prevent unauthorized access. Consider using a travel credit card that offers rewards, no foreign transaction fees and built-in travel protections. Don’t forget to monitor your accounts regularly for any fraudulent activity and set up transaction alerts for added security.
Pro tip: ATMs at financial institutions are the most secure to use when traveling.
Keep your bank's contact information handy in case you need to report lost or stolen cards while you’re away. Download your bank's mobile app before you catch your flight so you can manage your accounts, transfer funds and locate nearby ATMs or branches. If you’re traveling out of the country, make sure to stay informed about local currency exchange rates and avoid exchanging money at airports or tourist spots as they tend to have higher fees.
By following these holiday travel tips, you can enjoy a worry-free vacation while keeping your finances secure. Safe travels and happy holidays!